Credit Score Or Credit Report – Banks Credit Chat https://bankscreditchat.com Daily Tips And Information On Everything Dealing With Credit Tue, 26 Jul 2022 20:41:05 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.1 The 3 Most Overlooked Aspects Of Your Credit Score- Why You Need To Pay Attention To Them! https://bankscreditchat.com/the-3-most-overlooked-aspects-of-your-credit-score-why-you-need-to-pay-attention-to-them/?utm_source=rss&utm_medium=rss&utm_campaign=the-3-most-overlooked-aspects-of-your-credit-score-why-you-need-to-pay-attention-to-them https://bankscreditchat.com/the-3-most-overlooked-aspects-of-your-credit-score-why-you-need-to-pay-attention-to-them/#respond Tue, 19 Apr 2022 15:43:00 +0000 https://bankscreditchat.com/?p=390 In this video I cover 3 most overlooked areas of your credit score and why it is so important you pay attention to them.

The 3 areas are :

1) History of Your Credit Age

) Mix of Types Of Credit- Revolving & Installment

3) The number of Inquiries.

All 3 are vital to having a high fico score and they are the least paid attention to.

]]> https://bankscreditchat.com/the-3-most-overlooked-aspects-of-your-credit-score-why-you-need-to-pay-attention-to-them/feed/ 0 Is It Ever Ok to Let Your Credit Score Drop? The Answer is Surprisingly Yes! https://bankscreditchat.com/is-it-ever-ok-to-let-your-credit-score-drop-the-answer-is-surprisingly-yes/?utm_source=rss&utm_medium=rss&utm_campaign=is-it-ever-ok-to-let-your-credit-score-drop-the-answer-is-surprisingly-yes https://bankscreditchat.com/is-it-ever-ok-to-let-your-credit-score-drop-the-answer-is-surprisingly-yes/#respond Mon, 26 Jul 2021 14:34:00 +0000 https://bankscreditchat.com/?p=306 In this video I cover an article from The Daily Herald entitled” When It’s Ok To Let Your Good Credit Score Drop”.

Here is the link for your review: https://www.dailyherald.com/business/20210606/when-its-ok-to-let-your-good-credit-score-drop

There are certain circumstances where taking a hit to your score is necessary and this article definitely shows when.

]]> https://bankscreditchat.com/is-it-ever-ok-to-let-your-credit-score-drop-the-answer-is-surprisingly-yes/feed/ 0 Credit Scores & Credit Score Models- Why Is There 3 Different Credit Scores On My Credit Reports? https://bankscreditchat.com/credit-scores-credit-score-models-why-is-there-3-different-credit-scores-on-my-credit-reports/?utm_source=rss&utm_medium=rss&utm_campaign=credit-scores-credit-score-models-why-is-there-3-different-credit-scores-on-my-credit-reports https://bankscreditchat.com/credit-scores-credit-score-models-why-is-there-3-different-credit-scores-on-my-credit-reports/#respond Mon, 28 Jun 2021 15:11:00 +0000 https://bankscreditchat.com/?p=296 In this video I cover the confusion on why there may be 3 different scores on your credit reports. Not only is there different scoring models each credit report functions as its own entity. This video is a must see for anyone confused on the scoring models or why there may be a different score on each of the credit reports pulled.

]]> https://bankscreditchat.com/credit-scores-credit-score-models-why-is-there-3-different-credit-scores-on-my-credit-reports/feed/ 0 The 3 Worst Decisions You Can Do For Your Credit In 2021! https://bankscreditchat.com/the-3-worst-decisions-you-can-do-for-your-credit-in-2021/?utm_source=rss&utm_medium=rss&utm_campaign=the-3-worst-decisions-you-can-do-for-your-credit-in-2021 https://bankscreditchat.com/the-3-worst-decisions-you-can-do-for-your-credit-in-2021/#respond Mon, 03 May 2021 15:38:00 +0000 https://bankscreditchat.com/?p=279 In this video I cover 3 of the worst decisions you can do for your credit in 2021. Many of the credit decisions people believe are of value could actually be damaging to their credit score and credit report. Find out what they are and how you can prevent them from damaging you.

]]> https://bankscreditchat.com/the-3-worst-decisions-you-can-do-for-your-credit-in-2021/feed/ 0 Credit Score Or Your Credit Report- Which Is Most Important Thing To Work On? https://bankscreditchat.com/credit-score-or-your-credit-report-which-is-most-important-thing-to-work-on/?utm_source=rss&utm_medium=rss&utm_campaign=credit-score-or-your-credit-report-which-is-most-important-thing-to-work-on https://bankscreditchat.com/credit-score-or-your-credit-report-which-is-most-important-thing-to-work-on/#respond Sat, 09 Jan 2021 15:19:00 +0000 https://bankscreditchat.com/?p=172 In this video we cover the difference between your credit score and your credit report. Although used interchangeably there is a difference.

In addition, you will not only find out the difference between the two, you will also find out which of the two takes precedence.

]]> https://bankscreditchat.com/credit-score-or-your-credit-report-which-is-most-important-thing-to-work-on/feed/ 0